Commercial Loan Workouts

Quantum acts as an advocate in all commercial loan workouts.  Quantum is adept in negotiating modifications for all types of commercial loans including the following:

• Large National Banks
• Community Banks
• Commercial Mortgage Backed Security (CMBS) Loans
• Life Company
• Fannie Mae
• Freddie Mac
• FHA

Each type of lender requires a different workout strategy.  Prior to engaging in negotiations with a borrower, Quantum  completes an initial screening phase that commences with a strategy session with our client.  Following the strategy session, a full analytical analysis of the project is completed including the necessary due diligence required to prepare a workout plan. At that point, quantum Initiates loan modification negotiations with the lender.  These tactical strategies, combined with  Quantum’s reputation and industry experience, afford Quantum a high rate of success.  Quantum’s contacts, knowledge and  experience in the CMBS world offer a higher probability of success.  Successful outcomes of a loan workout include but are not limited to, extended periods of interest only payments in lieu of principle and interest, partial or temporary forbearance, restructured terms, waiver of accumulated fees and penalties, or discounted payoffs.

Quantum’s principals have had extensive experience in negotiating workout solutions as both lender and borrower. This provides for a unique approach to the negotiating process.  Quantum will also work in conjunction with attorneys in preparing and negotiating a workout solution for a borrower.  Quantum can provide the necessary experience witness testimony and analysis that is often times required for a bankruptcy reorganization.